I'm not a traditional accountancy service provider
I’m Nicole Reilly, and I have over 25 years of experience running a small business and working as a contractor for some of the world’s biggest corporations.
Traditional accountancy doesn’t work for limited company contractors or small business owners at your stage. I know this because I tried it – getting frustrated and switching between providers several times before realising I needed something different from an accountant who contacts you once a year.
I built Growth Through Knowledge to work differently from traditional accountancy practices, deliberately structuring services around what contractors and small business owners actually need – regular bookkeeping, tax planning, cashflow visibility, and genuine availability.
How it's different
You need help understanding your numbers and planning ahead. Not an accountant who only contacts you when a deadline forces it.
Most accountants don’t offer proactive services to small clients because their business models don’t support it. They have employees with handoffs and hourly billing, which makes regular contact expensive.
I’m a sole practitioner, so you’ll always know who you’re talking to, and I aim to respond to any communications within two working days.
Alongside my status as a FreeAgent Partner and Xero Partner, I’ve invested in a best-in-class technology stack to support my processes: Xama for compliance, Engager.app for practice management, Xenon for weekly bookkeeping health checks, and Inform Direct for company secretarial work. I’m also registered with HMRC for AML supervision and with Companies House as an ACSP.
I can offer unlimited advice by email, quarterly reviews, and customer service that traditional practices can’t match.
In 2025, Growth Through Knowledge was recognised as Best Operations Management Solutions Provider for Kent at the Southern Enterprise Awards.
I'm selective about who I work with
Growth Through Knowledge works specifically with clients who have straightforward tax positions. Typically, these are limited company contractors operating outside IR35, and small business owners with a turnover of up to £100k.
I only take on clients where I’m confident I can deliver genuine value and personal service. That means saying no to work that doesn’t fit my service model, even if it means turning away revenue.
If your personal tax situation involves complex property portfolios, significant capital gains, overseas income, or extensive investment positions, then you’ll need more specialist support than I can offer.
Better Financial Management starts from £199 per month, including regular bookkeeping and unlimited email advice. You can see full details of what’s included on the Better Financial Management page.
Available when needed
Unlimited email advice, with questions answered within two business days. Quarterly reviews to keep things on track.
Advice throughout the year
Tax planning that happens when you can still do something about it. Cashflow visibility before problems surface. Proactive contact when opportunities arise, or rules change.
Efficient professional tools
Accredited partnerships with FreeAgent and Xero. Workflows that deliver ongoing service at prices traditional practices can’t match.
Honest about fit
I’ll ask about your personal tax situation during our Discovery Call; if it’s too complex, I’ll refer you to a specialist who can help.
MTD
Making Tax Digital for Income Tax Self Assessment (MTD ITSA) is already mandatory for sole traders and landlords with qualifying income above £50,000, with the requirement extending to those above £30,000 from April 2027, and £20,000 from April 2028. If you’re not already keeping digital records quarterly, you may need to act now.
I’m already helping clients prepare, so get in touch if you’d like to understand what it means for you.
Get in touch
If you’re tired of accountants who only surface once a year, if you want financial management that’s proactive rather than reactive, and if you need someone actually available when questions arise – let’s talk.